Key Takeaways
- Most top crypto platforms avoid PayPal due to chargeback capabilities, which is an added risk.
- Paxful is a great option for crypto purchases using PayPal.
- Paxful is a peer-to-peer platform that only supports Bitcoin and Ethereum, with higher fees due to blockchain and escrow fees, but offers 24/7 live chat support.
There seems to be a lot of misinformation out there about crypto exchanges that accept PayPal. Almost all of the top crypto platforms avoid PayPal due to chargeback capabilities. It is an unnecessary added risk for the exchange, which they usually just avoid. Nonetheless, from my extensive research and testing, I have found two great options.
Best PayPal crypto exchange in 2025
#1. Paxful: Best peer to peer PayPal purchases
Paxful is a peer to peer cryptocurrency platform that matches people who want to buy with people who want to sell. You can see in the screenshot below that people are selling Bitcoin and accepting payment via PayPal. Paxful acts as an escrow service in this case, so you transfer the money to Paxful and they act as the middle man, only releasing the funds when the crypto is transferred to you.
Its a pretty cool service but there are a few drawbacks: Paxful only supports Bitcoin and Ethereum which is a tiny range of coins compared to other crypto exchanges. The fees you will have to pay to receive the Bitcoin via the blockchain plus the escrow fees will likely be higher than simply using a broker (although this varies).
Overall,Paxful is a great option for purchasing BTC or ETH using PayPal, if you are a casual investor. However, if your goal is serious crypto trading, then Paxful is not an ideal solution as you can only access two cryptocurrencies. The easiest method would be to buy crypto with Paxful and then transfer it to your Binance or KuCoin wallet and begin trading from there. You may have heard that Coinbase accepts PayPal; this is misleading, as it is only supported for withdrawals.
If these options are not enough and you're willing to use other payment methods besides PayPal, then read our top US-based crypto exchanges list. If you have any questions, feel free to contact us.
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