Disclosure

1. Affiliate Disclosure & How We Earn Money

Marketplace Fairness (marketplacefairness.org) is an independently operated website that publishes educational content, reviews, and comparisons about cryptocurrency exchanges and related financial products. To support our operations and the creation of free content, we participate in affiliate marketing programs with some of the cryptocurrency exchanges and platforms featured on this website.

This means that when you click on certain links on our website and subsequently sign up for an account, make a deposit, or complete a transaction with one of our partner platforms, we may receive a commission or referral fee. This commission comes from the exchange or platform — not from you. You do not pay any additional fees or charges as a result of using our affiliate links.

Not every link on our website is an affiliate link. Where a link is an affiliate link, it is marked with rel="nofollow sponsored" in the HTML to comply with search engine guidelines. We also include affiliate disclosure notices on pages that contain affiliate links.

2. How Compensation Works

We maintain affiliate relationships with cryptocurrency exchanges through several compensation models:

• Cost Per Acquisition (CPA): We receive a one-time fixed payment when a user signs up for an account through our referral link and meets certain conditions (such as completing identity verification or making a minimum deposit).
• Revenue Share: We receive an ongoing percentage of the trading fees generated by users who sign up through our links, for a defined period or on an ongoing basis.
• Hybrid Models: Some programs combine a one-time payment with ongoing revenue share.
• Referral Bonuses: Some exchanges offer sign-up bonuses (such as free cryptocurrency) to users who register through affiliate links. Where these offers exist, we disclose them alongside the relevant links.

The specific terms of each affiliate relationship vary by partner and may change over time. We do not disclose the exact commission amounts for individual partnerships, as these are subject to confidentiality agreements.

3. How Compensation May Influence Our Content

While we strive to provide accurate, honest, and useful reviews, you should be aware that our affiliate relationships may influence our content in several ways:

• Selection of products reviewed: We are more likely to review exchanges and platforms with which we have an affiliate relationship, as this supports our ability to continue creating free content.
• Prominence and placement: Exchanges with which we have affiliate relationships may appear more prominently on our pages, receive higher placement in lists, or be featured more frequently across the website.
• Ratings and rankings: While we base our ratings on genuine evaluation criteria (see Section 4), the existence of a commercial relationship may consciously or unconsciously influence the scores and rankings we assign.
• Tone and framing: Content about affiliate partners may be presented in a more positive light than content about non-partner platforms.
• Inclusion of promotional offers: Pages about affiliate partners may include special offers, sign-up bonuses, and calls to action that are not present on pages about non-partner platforms.

In summary: the content on this website, including reviews, ratings, and rankings, may not be neutral or independent. We encourage all readers to treat our content as one source of information among many, and to conduct their own independent research before choosing a cryptocurrency exchange or making any financial decisions.

4. Our Editorial Standards & Methodology

Despite our commercial relationships, we are committed to providing content that is as accurate, useful, and informative as possible. Our review process includes the following:

Our ratings are based on a weighted assessment across these criteria: fees and spreads, security and regulation, user experience, range of supported assets, customer support, and deposit and withdrawal options. Ratings are reviewed and updated periodically.

While we take our editorial process seriously, we cannot guarantee that our methodology fully eliminates the influence of commercial relationships on our content. We encourage readers to consider this when using our reviews as part of their research.

5. General Advice Warning

Marketplace Fairness is an educational and informational website. We do not hold an Australian Financial Services Licence (AFSL), and we are not authorised to provide personal financial advice. The content we publish — including exchange reviews, comparison articles, guides, and courses — is intended to be educational in nature and should not be relied upon as the sole basis for any financial decision.

We do not encourage any reader to buy, sell, hold, or trade any cryptocurrency or other financial product. Any decision to do so is made entirely at your own risk. Before making any investment or trading decisions, you should:

• Consider your own financial objectives, circumstances, and needs
• Assess whether the product or service is appropriate for you
• Read the relevant product disclosure statement (PDS) or terms and conditions provided by the exchange or platform
• Seek independent professional financial advice from a qualified adviser who holds an AFSL

6. Cryptocurrency Risk Warning

You should be aware of the following risks before investing in or trading cryptocurrency:

• Price volatility: Cryptocurrency prices can fluctuate dramatically in very short periods. It is not uncommon for prices to move 10–20% or more in a single day. Historical price movements are not a reliable indicator of future performance.
• Total loss of capital: It is possible to lose the entire amount you invest in cryptocurrency. Some cryptocurrencies have fallen to zero or near-zero value.
• Leveraged trading risk: Margin trading, futures, and other leveraged products carry an amplified level of risk. You can lose more than your initial investment. These products are not suitable for most investors.
• Exchange risk: Cryptocurrency exchanges can be subject to hacking, insolvency, fraud, or operational failures. Funds held on exchanges may not be protected by government deposit insurance or compensation schemes.
• Regulatory risk: Cryptocurrency regulation is evolving rapidly. Changes in law or regulatory guidance could affect the value, availability, or legality of certain cryptocurrencies or exchange services.
• Technology risk: Blockchain technology, smart contracts, and digital wallets carry inherent technical risks including software bugs, network failures, and irreversible transactions.
• No government protection: Cryptocurrency is not legal tender in Australia and is not backed by any government or central authority. Your cryptocurrency holdings are not protected by the Australian Financial Complaints Authority (AFCA) or the Financial Claims Scheme.

7. Regulatory Information (ASIC INFO 225)

The regulatory landscape for cryptocurrency in Australia is evolving. Key information you should be aware of:

• ASIC INFO 225: Under ASIC's updated regulatory guidance (INFO 225, updated October 2025), many widely traded digital assets are classified as financial products under existing Australian law, including the Corporations Act 2001. This means that entities dealing in these assets may need to hold an Australian Financial Services Licence (AFSL) and comply with obligations such as providing a Product Disclosure Statement (PDS) and a Target Market Determination (TMD).
• AUSTRAC registration: Cryptocurrency exchanges operating in Australia are required to be registered with AUSTRAC as Digital Currency Exchange (DCE) providers under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006. AUSTRAC registration means the exchange complies with anti-money laundering and know-your-customer (KYC) obligations — it does not mean the exchange is endorsed, guaranteed, or supervised by the Australian government.
• International exchanges: Some exchanges featured on this website are based overseas and may not be registered with AUSTRAC or comply with Australian regulatory requirements. Using an unregistered exchange may carry additional risks, including reduced consumer protections and potential legal complications.

You should always verify an exchange's regulatory status directly with AUSTRAC's register before using it.

8. Tax Information

Cryptocurrency transactions have tax implications in Australia. The following is general information only and should not be treated as tax advice:

• The Australian Taxation Office (ATO) treats cryptocurrency as property, not currency, for tax purposes.
• Disposing of cryptocurrency (selling, trading, converting, gifting, or using it to purchase goods or services) may trigger a Capital Gains Tax (CGT) event.
• If you hold cryptocurrency as an investment for more than 12 months before disposing of it, you may be eligible for the 50% CGT discount.
• Cryptocurrency received as income (e.g., mining, staking rewards, airdrops, employment) may be treated as assessable income at its market value when received.
• You are required to keep records of all cryptocurrency transactions for tax purposes.
• Failing to report cryptocurrency gains or income can result in penalties from the ATO.

This is not tax advice. Tax laws are complex and your individual circumstances will determine your tax obligations. You should consult a qualified tax professional for advice specific to your situation. For official guidance, refer to the ATO's cryptocurrency guidance.

9. Accuracy of Information

We endeavour to keep all information on this website accurate and up to date. However, the cryptocurrency industry moves quickly, and exchange offerings change frequently. You should be aware that:

• Exchange fees, spreads, and commission structures may change without notice.
• Supported cryptocurrencies and trading pairs may be added or removed at any time.
• Features, interfaces, and functionality may be updated or discontinued.
• Regulatory status and compliance may change as laws evolve.
• Promotional offers and sign-up bonuses may expire or be modified at any time.
• Security practices and insurance coverage may change without notice.

We make no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information on this website. Always verify current details directly with the exchange or platform provider before making any decisions.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Marketplace Fairness, its owners, operators, authors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or in connection with:

• Your use of or reliance on any information published on this website
• Any decision to invest in, trade, buy, sell, or hold cryptocurrency or any other financial product
• Any loss of capital, profit, data, or business opportunity
• Any action or inaction by a third-party exchange, platform, or service provider
• Any inaccuracy, error, or omission in the content on this website
• Any interruption, suspension, or discontinuation of this website or any exchange service

You acknowledge that cryptocurrency trading and investment carries inherent risks, and you accept full responsibility for your own financial decisions. Your use of this website and any information on it is entirely at your own risk.

11. Third-Party Links & Services

This website contains links to third-party websites, platforms, and services that are not owned or controlled by Marketplace Fairness. We provide these links for your convenience and information, but we are not responsible for:

• The content, accuracy, opinions, or practices of any third-party website
• The privacy practices or security of any third-party website
• Any products, services, or transactions offered by third parties
• Any loss or damage arising from your use of third-party services

Your use of any third-party website or service is subject to that third party's own terms and conditions, privacy policy, and risk disclosures. We strongly encourage you to read these documents before using any third-party platform, particularly before depositing funds or providing personal information.

12. Contact Us

If you have any questions about this disclosure, our affiliate relationships, or any other aspect of our website, please contact us through our Contact Us page.

For more information about our policies:

• Terms & Conditions
• Privacy Policy
• About Us

Thank you for reading our disclosure and for visiting Marketplace Fairness.