Advcash Review

Advcash Review

Robert McDougall 

January 8, 2024


In the digital era we are living in, almost everything is processed online or transacted through the internet. Whether shopping for groceries, buying electronics, or sending funds, you need a reliable payment method to move funds. Moreover, people are looking to e-wallets for easy access in buying, selling, or exchanging digital currencies. Advcash brings a revolutionary solution to these current needs.

What is Advcash?

Advcash is an all-in-one e-wallet or payment processor with the latest-gen features and functions. The platform has created an ecosystem that allows users to send, receive, exchange, store, or spend different types of currencies with ease. You can use fiat assets or cryptocurrencies with Advcash and make your payments easier, faster, and more efficient. The platform aims to make the modern payment system easier for all and provide professional financial tools to businesses in order to serve their users. Advcash has partnered with some of the biggest crypto merchants, shopping sites, and other e-commerce organizations to provide the ultimate payment solution.

Advcash is one of the very few payment processors that offer users over 20 payment methods. It also works as a portfolio manager, enabling you to manage your fiat currencies or keep your cryptocurrencies in check. Advcash also plays a crucial role for e-commerce businesses from all over the globe by providing them with a quick payment solution. With their robust security system and best-ever precautionary measures, your individual portfolio is secured and in case you are running a business your clients will always have a safe payment gateway.

About Advcash

Advcash has been in the payment processing industry since 2014. With no hidden costs or frustrating verification procedures, Advcash claims to be the “no-nonsense” e-wallet for individuals and efficient payment processor for businesses. Advcash currently has more than 5 million users. With their continuous growth, the platform has partnered with all major crypto exchanges and shopping sites to give users a pleasant payment experience.

Advcash Pros & Cons

  • Up to 9 currencies in a single account
  • Send, receive, deposit, withdraw, and spend instantly
  • Physical and virtual cards are available
  • Earn up to 8% APY with a savings account
  • Buy and sell cryptocurrencies with ease
  • High maintenance and order fees for debit cards
  • No mobile applications are available

Advcash features

Take a look below and find out what services Advcash offers.

Instant crypto purchases

Advcash offers their users three methods to purchase cryptocurrencies. You can purchase a variety of cryptocurrencies through Binance, one of the world’s most popular cryptocurrency exchanges that Advcash has partnered with. Select any available cryptocurrency and pay directly with your wallet. Note that purchases through Binance require users to verify their identities.

There is also the direct crypto purchasing option, where you also have to pay with your Advcash wallet, but no third-party exchange is involved. 

If you want an instant purchase option without using your wallet, you can buy cryptocurrencies with your Visa or Mastercard. This also requires user identity verification.

Easy crypto selling for fiat

Besides crypto purchases, you can also sell your cryptocurrencies, thanks to the internal exchange offered by Advcash. You can sell any cryptocurrency available in your wallet and then select the fiat currency you want to get in return. After the network confirmations, the selected fiat currency will be deposited in your account. You can then withdraw them, send them, or shop with them as per your liking.

Deposit any currency with several methods

As Advcash is a multi-currency e-wallet, they do not only allow users to deposit cryptocurrencies and certain fiat currencies. The fiat currencies you can deposit in your Advcash wallet depend on the jurisdiction you are living in, and Advcash automatically shows you what fiat currencies can be deposited. 

There are several methods you can deposit fiat assets into your wallet. You can use different types of cards like Visa, Mastercard, or UnionPay. You can directly transfer by a bank through SEPA. All the fiat depositing methods come with their own specific fee that you should keep in mind when topping up your wallet. For crypto deposits, Advcash provides users an address with the exact amount to send. You can send the funds through your external wallet or any exchange in which you might have funds.

Send, withdraw, or exchange with ease

You can send funds to anyone with Advcash, and they will receive the funds instantly. If the recipient does not have an Advcash account, you can send funds to them by entering their email address. Advcash will guide them to open an account that will have the funds you sent.

You can also send funds to Visa or Mastercards. The platform has specified different types of cards like Russian cards, Ukrainian cards, or global cards with USD or EURO currencies. You can select any of them as per your preferences and send your funds with ease. You can also get your funds withdrawn to your local bank located in your country. There is even an option to get hard cash, and Advcash makes it possible through the agents that take care of everything for you. Advcash allows users to exchange their fiat currencies with any other fiat currency they want without any fee or waiting periods.

Up to 8% APY with savings accounts

Advcash provides a great way for users to earn extra income on their crypto assets. They partnered with a third-party exchange known as Nexo that allows users to put their cryptocurrencies in a savings account and earn interest on them. It works like a bank savings account where you get a specific percentage of your funds at the end of the year.

You can earn up to 8% APY on 16 different cryptocurrencies of your choice. Nexo supports all the popular crypto assets like BTC, ETH, or USDT. You can expand your portfolio much more quickly and see it grow over the course of a few years. You can keep holding your assets and earn a profit at the same time. You can withdraw your funds anytime you want, as Nexo does not lock them and also provides a free withdrawal each month.

Truly global Vosa and Mastercards

Many e-wallets, crypto exchanges, and payment processors offer credit or debit cards to their users. However, most only target a specific country or limited jurisdiction, restricting millions of other users from using their cards. That is not the case with Advcash.

Following the “truly global” initiative, Advcash brings debit cards to users in different parts of the world so that you can use their services from anywhere you want. European users have ADV Europe physical and virtual cards. For the rest of the world, they have ADV global physical and virtual cards that you can have delivered to your doorstep. For the crypto community, Advcash has also brought the Crypto world card, which can be used with different types of transactions and come with multiple funding options and no exchange fee.

Instant loads, worldwide shopping, and ATM withdrawals with ADV Cards

It does not matter which ADV card you have; you can top it up instantly with the funds available in your Advcash wallet. As ADV cards are debit cards, your card must have some funds available for you to use. But this also saves you from paying a hefty interest rate after the credit period. As for the benefits of ADV cards, you can use them with any Visa or Mastercard merchant, depending on which card you have. You can also withdraw funds through ATMs with ease, and you also have a free withdrawal every month. If you are shopping on the internet, you can use ADV virtual cards, ensuring the security of the physical card.

Up to 20% commission with referrals

Advcash provides another way for users to earn extra income with the platform and create a consistent income stream. Invite your friends, family members, colleagues, or anyone to the platform and convince them to join the platform. If they sign up and initiate transactions through the wallet, cards, or anything, you will be able to earn 20% out of the fee they pay to Advcash. There is no cap on the number of your referrals, and you can earn as much as you can without any restrictions.

Extreme security measures

Advcash claims that trust within the finance industry is built on security. We all know how worrisome it has been for many users to enter the crypto and digital world where scams, hacks, and phishing attacks are common. To protect users from such threats, Advcash uses countless protective measures that ensure that you and your funds are always protected. Their cybersecurity and data protection philosophy keeps every single thing in check and protects the integrity of their users at every step. 

Advcash also provides multiple account security options that you can enable. You can turn on 2FA, email alerts, and mobile alerts to make sure you are the only one accessing your Advcash account. These security measures are not limited to individuals; the platform also provides unmatched privacy and security to business owners who have partnered with Advcash for payment solutions.

Supported cryptocurrencies on Advcash

Advcash might not have the greatest diversity when it comes to cryptocurrencies, but the platform still supports pretty much all the popular digital assets. There are a total of 10 digital assets supported by the platform that you can deposit directly through your external wallet. In case you are purchasing cryptocurrencies on Advcash through Binance, you will be able to get your hands on 15 different crypto assets to keep in your Advcash account. Here is the complete list of cryptocurrencies that you can buy on Advcash:

  • BTC
  • BNB
  • USDT
  • ETH
  • TRX
  • XRP
  • BCH
  • LTC
  • BUSD
  • BAT
  • DASH
  • XTZ
  • ZIL
  • ZEC
  • CHZ

If you do not have any plans of over-diversifying your crypto portfolio, these assets are enough to fulfill your needs. You can still have over ten assets that ensure your portfolio is diversified and the risk is divided equally among different currencies. Advcash also adds more cryptocurrencies depending on the publicity and demand. So, you can expect to see their crypto support expanding in the near future.

Advcash customer support

Good customer service is an essential part of any business or service. Advcash makes sure that they are the best and the quickest in solving users’ problems. 

You can open a ticket with their support team and explain your problem in detail. You can have a live chat with the available agent and get a resolution pretty much instantly. Advcash also offers the option to call them and get connected with an official to solve your problem. The best thing is their phone support is available in different languages, including English and Russian. Just make sure to call them during their business hours, and you will be good to go.

Advcash mobile support

Unfortunately, Advcash does not have any sort of mobile application for users. It is definitely a significant letdown for users who prefer convenience, efficiency, and portability. Using a mobile browser to access your Advcash wallet can be a big hassle, and it is also not quite easy to use as compared to dedicated mobile applications. So, whether you are an Android or iOS user, you will have to go with your mobile web browser to access your Advcash wallet from your smartphone. You will still be able to use all the features, including buying, selling, exchanging, or investing, but navigating through the mobile browser can be frustrating.

Advcash fees for users

There is a specified fee for account loading, deposits, withdrawals, and card order. Take a look below to find out how the fee system works at Advcash.

Advcash account load/deposit fee

  • Personal account transfers (USD, EUR, GBP, RUB, BRL, TRY, UAH, KZT, VND): Free
  • SEPA Transfers (EUR): 1 EUR
  • Visa Cards (USD, EUR, GBP): 3.5%
  • Mastercards (USD, EUR, GBP): 3.5%
  • UnionPay Cards (EUR): 4.5%
  • Crypto transfers (USDT, USDC): 1 USD
  • Other crypto transfers: Internal exchange rates (Mostly free)

Advcash does not charge users for account opening, maintenance, verification, or any type of monthly or yearly fees.

Advcash withdrawal fee

  • Personal account transfers (USD, EUR, GBP, RUB, BRL, TRY, UAH, KZT, VND): Free
  • SEPA Withdrawals (EUR): 0.5% + 5 EUR
  • Local bank transfers (All supported fiat currencies): 0.5% or more
  • Visa/Mastercards (USD): 2% + 3 USD
  • Visa/Mastercards (EUR): 2% + 3 EUR
  • Visa/Mastercards (RUB): 2% + 50 RUB
  • Visa/Mastercards (KZT): 2% + 500 KZT
  • Visa/Mastercards (UAH): 2% + UAH
  • USDT: 0.5% + 5 or 1 USD (Depending on the network)
  • USDC: 0.5% + 5 or 1 USD (Depending on the network)
  • Rest of the cryptocurrencies: Internal exchange rates (Varies for each asset)

Advcash card fee

While most of the payment processors and crypto exchanges offer their cards for absolutely free to users, Advcash charges a particular fee, which might seem hefty to some people. Take a look below to find out the Advcash fee for their debit cards:

  • ADV Europe Card Ordering Fee: 19.95 USD/EUR
  • ADV Europe Virtual Card Ordering Fee: 9.95 USD/EUR
  • ADV Global Card Ordering Fee: 95 USD
  • ADV Crypto World Card Ordering Fee: 95 USD

Other types of fees for Global UnionPay:

  • Maintenance per month: $2.5
  • Load from ADV wallet: 1.95%
  • ATM Withdrawals: $2.5
  • Currency exchange: 1%

Other types of fees for Europe USD Mastercard:

  • Maintenance per month: None
  • Load from ADV wallet: 0.95%
  • ATM Withdrawals: $1.99
  • Currency exchange: 2.95%

Other types of fees for Europe USD Visa:

  • Maintenance per month: Free
  • Load from ADV wallet: 0.95%
  • ATM Withdrawals: $1.99
  • Currency exchange: 2.95%

Other types of fees for Europe EUR Mastercard:

  • Maintenance per month: Free
  • Load from ADV wallet: 0.95%
  • ATM Withdrawals: €1.99
  • Currency exchange: 2.95%

Other types of fees for Europe EUR Visa:

  • Maintenance per month: Free
  • Load from ADV wallet: 0.95%
  • ATM Withdrawals: €1.99
  • Currency exchange: 2.95%

Other types of fees for Crypto World Card:

  • Maintenance per year: $60
  • Load from ADV wallet: 2.95%
  • USDT transfer deposit: 2.95%
  • ATM Withdrawals: 0.75%

What do the reviews and ratings show?

In some of the most popular review sites like Trustpilot, thousands of users have given their reviews regarding the services of Advcash. The platform received an average rating of 4.2 stars out of 5. There are over 2,000 reviews available to support the claims of the platform and further prove that their users are satisfied with their services. 

There are over 65% positive reviews regarding Advcash and about 15% negative reviews. The negative reviews mainly complain about the blocking of accounts, which usually happens due to non-compliance with their policies. Some users were also dissatisfied with the delivery times of their cards, which took several months. Other than that, most of the users seem to be satisfied with their 5-star reviews, and you can rest assured you will be one of them.

How does Advcash compare with the competition?

Advcash is competing with tens or hundreds of payment processors providing their services globally. But the thing is, there are some specific aspects about Advcash which makes it stand out among them. For instance, if we compare Advcash with Payoneer, Advcash is more diversified when it comes to depositing methods. Advcash also provides more withdrawal options and supports a larger number of fiat assets. Advcash is also on another level when it comes to customer support and the best possible security measures.

When compared to some popular e-wallets like Skrill, Advcash offers global and crypto cards that e-wallets don’t. You can even purchase cryptocurrencies, sell them, or invest them, which is a very rare feature to find in any internet wallet. But yes, Advcash needs to work a little on their fee structure of crypto and fiat cards, as many of the crypto exchanges and payment processors provide them for free. And lastly, Advcash also needs to develop their own mobile applications as pretty much every one of their competitors has their own dedicated mobile applications.

How safe is Advcash?

Advcash uses multi-layered security systems that ensure the full protection of the identities and the funds of the users. The platform stores all types of data in physical HSM-encrypted servers. They also use different kinds of attack protection tools, firewalls, hardware security modules, SCA, and other practices that ensure full protection.

Users and business clients that want to partner with Advcash are required to submit their KYC documents and verify their identities in order to proceed further. You can also secure your account with efficient security methods like 2FA, email and phone verification, and anti-phishing codes to restrict anyone from accessing your account. These are the reasons why there has been no reported hacking of Advcash to date.

What makes it unique?

What sets Advcash apart from 90% of the e-wallets and payment processors on the internet is their support of cryptocurrencies. Advcash has provided a really simple path for users to purchase, sell, and exchange crypto assets. They have partnered with many big crypto exchanges like Binance

Thanks to their partnerships with exchanges like Nexo, you can invest your cryptocurrencies and earn an interest rate on them. The number of supported fiat currencies, different types of debit cards, unmatched support, and flawless user interface are some of the other things that make Advcash unique.

Frequently Asked Questions

Is Advcash available in the US?

No, Advcash does not offer their services in the US. It is most probably due to the strict laws and regulations of the country that all financial businesses have to adhere to.

In which countries are ADV cards available?

ADV cards are currently available for European users, Turkish users, Russians, Ukrainians, Kazakhstanis, and other supported countries. There are some countries like the US, Afghanistan, and Iraq where you cannot get an ADV card.

What cryptocurrencies are available on Advcash?

Advcash supports a lot of cryptocurrencies, including USDT, BTC, ETH, BCH, DAI, XRP, TRX, and more. You can purchase them, sell them, or invest in them with ease on the platform.

What fiat currencies are supported on Advcash?

Advcash supports USD, EUR, GBP, RUB, BRL, TRY, KZT, and more of the popular fiat currencies for you to deposit directly or exchange on the platform. You can then use them to shop, send, or withdraw as per your preferences. 

Is Advcash more expensive than other e-wallets?

In terms of casual wallet transactions, Advcash is not expensive at all. But when it comes to card ordering fees, maintenance fees, currency exchange fees, and loading fees, Advcash is a bit more expensive than the other e-wallets.

Is it safe to use Advcash?

Advcash is absolutely safe and secure to use. The platform's state-of-the-art security systems make sure that your funds are safe. With their latest-gen precautionary measures and protective services, your digital and physical currencies are in good hands.

Can you buy cryptocurrencies on Advcash?

Yes, you can buy cryptocurrencies on Advcash through the funds available in your Advcash wallet. The platform also allows you to buy cryptocurrencies through Binance or VISA/Mastercards.

How can you get in touch with the Advcash support team?

Advcash offers their users a live chat option, ticket-submitting form, and phone call option in case they have any problems. You can choose any of these methods to get in touch with the support team of Advcash.


If you are looking for an e-wallet that does not restrict you to fiat currencies only or does not even offer a debit or credit card, then Advcash is the service you should go with. Advcash is one of the very few e-wallets that support cryptocurrencies and allow their buying and selling with ease. You also get access to countless depositing and withdrawing methods so that you can easily pay someone or send funds to anyone you want. You can also order global or crypto cards and shop with millions of merchants, pay online, and withdraw funds from ATMs everywhere in the world. 

It is relatively easy to get started with Advcash, as you just have to provide your email address. But in order to access their full features, you will have to verify your identity first. Just keep the fee in mind before signing up, and you will be good to go. provides all its content for informational purposes only, and this should not be taken as financial advice to buy, trade or sell cryptocurrency or use any specific exchange. Please do not use this website as investment advice, financial advice or legal advice, and each individual's needs may vary from that of the author. This post includes affiliate links with our partners who may compensate us. 

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